Do you know your walk away number?
Most people do not have a money problem. They have a structure problem. The 3 Revenue Rule breaks down the three types of income every portfolio career actually needs and why most people only have one.
MyPholyo
Thinking built for the non-linear career
Most career advice was written for people with one job, one boss, and one income stream. This is not that. MyPholyo publishes frameworks and practical thinking for people managing multiple streams of work across money, energy, and visibility. Read it when you want to think more clearly about how your career is actually working.
A portfolio career is a deliberate strategy of building multiple income streams from your expertise, rather than depending on a single employer or role.
It is not a backup plan. It is not a collection of side hustles. It is a primary career strategy where each stream is chosen intentionally, priced properly, and designed to work together.
Non-linear is the new normal. The question is whether you are building yours by design or by accident.
The four archetypes
The Architect
Designing new futures. You think long term, value autonomy, and enjoy creating something that is truly your own. Right now you are laying the foundations for a portfolio life that will grow alongside you.
The Catalyst
Creating momentum and change. You are driven by progress. You thrive on making things happen, spotting opportunities and turning ideas into action. Now it is about making that momentum sustainable.
The Pioneer
Exploring new opportunities. You are curious by nature and always looking ahead. You enjoy discovering new ideas, new ventures and new ways of working.
The Curator
Bringing ideas, people and experiences together. You are drawn to variety, collaboration and meaningful connections. You are weaving together a portfolio that is uniquely your own.
Topics · Portfolio careers · Money & pricing · Energy · Visibility · Advisory work · Multiple income streams · Future of work
The full archive
Every piece of thinking, newest first
Everything published by MyPholyo. Each post opens on Kit in a new tab so you never lose your place here.
The 3-tool rule. And why you're breaking it.
You do not have a tools problem. You have a categories problem. After asking this community about their stacks, one pattern emerged: not which tools people use, but which types of tool every portfolio career actually needs.
Which portfolio career type are you?
Most career frameworks were built for people who do one thing. You do not. Architect, Catalyst, Pioneer, Curator: there is a name for what you are. And once you find it, you stop apologising for it.
5 Money Myths Keeping You Underpaid (And Who Benefits From Your Silence)
The gap between what one person charges and what another charges for the same work is not about talent or experience. It is an information gap. The people who benefit most from your silence are the ones making the offers.
Common questions
Portfolio career, explained
The questions I get asked most, answered plainly.
What is the difference between a portfolio career and a side hustle?
A side hustle is usually supplementary income built around a primary job. A portfolio career is a primary career strategy where multiple streams of expertise are designed to work together. A multi-income earner is doing this on purpose. They are building something intentional where each stream reinforces the others.
What is a fractional role?
A fractional role is a senior position, such as CFO, CMO, or Chief of Staff, that a professional fulfils on a part-time or project basis across multiple organisations rather than full-time at one company. Fractional work is a core income stream in many portfolio careers and typically commands a premium day rate.
How do I price my expertise as a multi-income earner?
Pricing in a portfolio career requires knowing what your time is really worth across all streams, benchmarking against peers doing similar work, and identifying which streams are earning well relative to the energy they cost you. Most multi-income earners undercharge because they have no market data. The free MyPholyo Mapper and the the benchmark are built specifically to solve this.
What are the four portfolio career archetypes?
MyPholyo identifies four archetypes: the Architect, who thinks long term and is laying the foundations for a portfolio life that grows alongside them; the Catalyst, who is driven by progress and building momentum that is sustainable; the Pioneer, who is curious by nature and always exploring new ideas, ventures and ways of working; and the Curator, who weaves variety, collaboration and meaningful connections into a portfolio that is uniquely their own. Each archetype has different pricing strategies, energy profiles, and growth paths.
How do I know if my portfolio career is working?
Three signals: what your time is really worth is rising, at least one income stream is growing without proportionally more of your time, and you are not financially dependent on any single client or stream. If all three are true, your portfolio is working. If not, the free MyPholyo Mapper will show you exactly where the gap is.
Reading is one thing. Knowing where you stand is another.
The free MyPholyo Mapper puts every stream in one place, shows where your rate sits against people like you, and finds the roles that fit. Five minutes, and you see the whole picture.
MyPholyo notes
We send one issue every Sunday.
What the data from our own members is showing, what it means for your rates, and who is doing this well. Read by multi-income earners in more than twenty countries.
Latest
Do you feel like a walking contradiction a lot of the time?
What your Pholyo maps are telling us about underpricing, June in Forbes, and a last call for supertesters.
Read → PreviouslyYou told us you're not being paid fairly
The pay gap our members reported, in their own numbers.
Read → PreviouslyOur first speaker calls it a fruit salad, not a portfolio career
Why the language you use for your work changes what you charge for it.
Read →